Student Loan Calculator
Plan your student loan repayment and explore different payment strategies
Monthly Payment
$0
Total Interest
$0
Total Repayment
$0
Payoff Time
10 years
Loan Details
Enter your student loan information
Loan Balance Over Time
Watch your loan balance decrease over the years
Student Loan Repayment Strategies
1Pay During Grace Period
Making payments during your 6-month grace period prevents interest from capitalizing onto your principal
2Income-Driven Plans
Federal loans offer income-driven repayment plans that adjust payments based on your income and family size
3Loan Forgiveness
Research Public Service Loan Forgiveness (PSLF) if you work in public service or certain professions
4Refinancing Options
With good credit and stable income, refinancing private loans can lower your interest rate significantly