Privacy Policy
Your privacy is our priority. This policy explains how we collect, use, and protect your information.
Last updated: January 2024
Privacy at a Glance
Calculator Inputs
When you use our financial calculators, the numbers you enter (loan amounts, interest rates, etc.) are processed locally in your browser and are not transmitted to or stored on our servers.
Usage Analytics
We collect anonymous usage statistics to understand which tools are most popular and how we can improve our service. This includes page views, time spent on site, and general geographic location (country level).
Technical Information
We automatically collect certain technical information including your IP address, browser type, device type, and operating system to ensure our tools work properly across different platforms.
Service Improvement
We use anonymous usage data to identify popular features, optimize performance, and develop new tools that better serve our users' needs.
Technical Maintenance
Technical information helps us maintain our service, troubleshoot issues, and ensure compatibility across different devices and browsers.
Security
We monitor for suspicious activity and potential security threats to protect our service and users from malicious attacks or abuse.
Encryption
All data transmitted between your browser and our servers is encrypted using industry-standard SSL/TLS protocols. Your financial calculations are processed locally and never leave your device.
Data Minimization
We follow the principle of data minimization, collecting only the information necessary to provide and improve our service. We do not collect personal financial information.
Access Controls
Access to any collected data is strictly limited to authorized personnel who need it for service operation and improvement. All access is logged and monitored.
Analytics
We use Google Analytics to understand how users interact with our site. This service is configured to anonymize IP addresses and respect Do Not Track signals.
Content Delivery
We use content delivery networks (CDNs) to ensure fast loading times globally. These services may temporarily cache our content but do not have access to user data.
No Advertising Networks
We do not use third-party advertising networks or tracking pixels that could compromise your privacy or create detailed profiles of your browsing behavior.
Right to Information
You have the right to know what information we collect and how it's used. This privacy policy provides complete transparency about our data practices.
Right to Deletion
Since we don't store personal data, there's nothing to delete. Your calculator inputs never leave your browser and are automatically cleared when you close the page.
Right to Opt-Out
You can opt out of analytics tracking by enabling Do Not Track in your browser or using privacy-focused browser extensions.
Email: privacy@smartwallet.com
Address: SmartWallet Privacy Team, 123 Finance Street, San Francisco, CA 94105
Response Time: We respond to privacy inquiries within 48 hours
Policy Updates
We may update this privacy policy from time to time to reflect changes in our practices or legal requirements. When we make significant changes, we'll notify users by posting a notice on our website. The "Last updated" date at the top of this policy indicates when the most recent changes were made.